Privacy Policy

Effective date:

Summary

• No account required. CD Tracker does not require login.
• No data collection. We do not collect, sell, or share your personal data.
• On-device storage. Your CD records are stored locally on your device.

Information We Collect

CD Tracker does not collect personal information, analytics, advertising identifiers, or usage telemetry.

Information You Enter

Any information you enter (such as institutions, amounts, dates, owners, tax settings, and document numbers) is stored on your device. This data is not transmitted to us.

Network Use (FX Rates)

If you use currency conversion features, the app may fetch foreign exchange (FX) rates from an online source to calculate totals in USD. The app does not send your CD details to the FX provider.

Notifications

If enabled, maturity reminders are scheduled using iOS local notifications. Notification scheduling occurs on-device.

Third-Party Services

CD Tracker is designed to avoid third-party tracking/analytics. If FX rates are fetched from a third-party endpoint, that request may include standard network metadata (like IP address) handled by your device and network.

Data Security

We encourage you to secure your device with a passcode/Face ID. Your data remains on your device unless you manually back it up using your own device backup settings.

Children’s Privacy

CD Tracker is not directed to children under 13 and does not knowingly collect personal information.

Changes to This Policy

We may update this policy from time to time. Changes will be posted on this page with an updated effective date.

Contact

For questions, please visit contact.html.

Note: This page is provided for general informational purposes and is not legal advice.