Know what your CDs will pay you, and when.
CD Tracker keeps all your certificates of deposit in one place, across banks, currencies and owners. See the interest coming each month, coupon dates that match your bank, what matures next, and your totals in USD.
Free to track up to 5 active CDs. CD Tracker Pro adds unlimited CDs, widgets, coupon reminders and App Lock with a one-time purchase. Requires iOS 18.0 or later.
A quick tour
Everything you need to answer “how much do I have in CDs, and how much will they pay me?”
Features
Built for people who hold several CDs and want a clear, accurate picture without spreadsheets.
Interest by month
A 12-month chart of the coupons you'll receive and the principal maturing each month, converted to USD.
Coupons that match your bank
Paid on the start date or a fixed day like the 30th, with a pro-rated first coupon. Edit any amount and mark coupons as received.
Simple or compound interest
Monthly, quarterly, semiannual, annual or at-maturity payouts. Compound coupons grow as interest is added to the principal.
Renew in one step
When a CD matures, renew it with the same term and optionally roll the interest into the new principal.
Multi-currency totals
Hold CDs in any currency. See totals by currency and a combined USD view with up-to-date exchange rates.
Maturity reminders
Get notified 30, 14, 7 and 1 day before a CD matures, and on the day itself.
iCloud sync
Your CDs stay in sync across iPhone and iPad through your own private iCloud account, with a live status showing when they last synced. Turn it off anytime.
Details for every CD
Owner, tax and withholding, document number and notes, plus interest earned to date and days left.
Backup & restore
Export all your CDs and coupons to a file in the Files app, and restore them anytime without duplicates.
Widgets PRO
See this month's interest, upcoming coupons and your next maturity on your Home Screen and Lock Screen. Prefer privacy? Show •••• instead of amounts.
Coupon reminders PRO
Get a notification on the day each coupon is expected, and mark it as received right from the notification.
App Lock PRO
Protect CD Tracker with Face ID, Touch ID or your passcode. Your amounts stay hidden in the app switcher.
Free and Pro
The free version has everything you need to track up to 5 CDs. Pro removes the limit and adds widgets, coupon reminders and App Lock.
Free
$0
- Up to 5 active CDs
- Redeemed CDs don't count, so renewing never uses a slot
- Dashboard, chart, coupons, reports, maturity reminders, backups and iCloud sync
CD Tracker Pro
One-time purchase · no subscription
- Unlimited CDs
- Widgets for your Home Screen and Lock Screen, with an option to hide amounts
- Coupon reminders, with “Mark as Received” from the notification
- App Lock with Face ID, Touch ID or your passcode
- Everything in Free
- Available with Family Sharing
Privacy first
CD Tracker works without an account and without tracking. We never see your data.
- No login required
- No analytics, ads or third-party trackers
- Your data stays on your device and, if you choose, in your own private iCloud account
- Exchange-rate updates never include your CD details
Read the full privacy policy.
Who it's for
Anyone who wants a clear view of their fixed-income savings:
- Families managing CDs across several owners
- Business owners tracking company deposits
- Savers holding CDs in more than one currency
- Anyone who wants to know when coupons arrive and CDs mature
Questions or feedback?
Visit the support page for answers to common questions, or contact us.